Dave Savage is a recognized innovator and influential voice in the mortgage industry, best known as the founder of Mortgage Coach and the current Chief Innovation Officer at TrustEngine, where he continues to champion the use of technology to deliver clear financial advice. Driven by a mission to elevate the professionalism of loan officers and help clients achieve financial freedom, he has conducted over a thousand interviews with industry leaders, transforming the Mortgage Coach YouTube channel into a leading educational platform. As a co-founder of FirstHome IQ, Dave is dedicated to bridging the financial literacy gap and empowering the next generation of homebuyers through accessible education.

Kristin Messerli is a leading researcher and strategist focused on NextGen homeownership and financial wellness, bringing a powerful background that started in social work with unhoused youth to the financial sector. As the Co-Founder and Executive Director of FirstHome IQ, she drives the mission of educating young adults and closing the financial literacy crisis, drawing on the insights from her proprietary NextGen Homebuyer Reports. Her expertise centers on the psychology of money, particularly how to use empathy and authentic communication - rather than just data - to overcome consumer distrust and the overwhelming complexity that often causes hesitant buyers to shut down.